Subsidy programs for housing
The federal and provincial governments offer several financial assistance programs, as do the Société d’habitation du Québec, electricity and gas distributors, and even some municipalities.
We’ve drawn up a list of options for you below. We suggest you visit the website of any program you’re interested in to learn more about its specifics and restrictions. A good contractor should also be familiar with the main components of these programs.
Federal financial assistance
First-Time Home Buyers’ (FTHB) Incentive | |
The Home Buyers’ Plan (HBP) | |
CMHC Eco Plus – Partial insurance premium refund for homeowners who purchase an energy-efficient home | |
Canada Greener Homes Grant | |
Oil to Heat Pump Affordability Program – As part of the Canada Greener Homes Initiative |
Provincial financial assistance
Financial assistance for a home charging station (all-electric or plug-in hybrid vehicle) | |
Novoclimat 2.0 | |
Rénoclimat | |
Chauffez vert program – Financial assistance to remove oil furnace or boiler | |
Tax credit for the upgrading of residential waste water treatment systems (this tax credit applies to 2017 through 2027 only) | |
GST and QST rebate for owners of new or substantially renovated housing | |
Éconologis – Seasonal program (October to March) to help low-income households save energy |
Société d’habitation du Québec (federal/provincial assistance)
RénoRégion – Designed to provide financial assistance to low-income homeowners living in rural areas to carry out work to correct major defects in their homes. | |
Residential Adaptation Assistance Program |
Hydro-Québec
Free personalized energy consumption report: “Energy Wise” home diagnostic | |
LogisVert Efficient Homes Program | |
Electric thermal storage (ETS) | |
Financial assistance for the purchase of an efficient heat pump |
Énergir
Combo system grant | |
Smart thermostat grant | |
Low-income household supplement |
City of Québec
Accès Famille program (Information in French only) |
City of Montréal
Financial assistance programs for housing |
City of Laval
Replacement of fuel oil heating system |