Scooter vs electric bike: Which one should you choose?

Are you torn between an electric bike and a motorized scooter? Both options offer unique advantages, but they also come with different requirements: licencing, registration, equipment, and insurance. Compare both vehicles with our comprehensive guide.
Electric-assist bike: Convenient, affordable, and urban-friendly
An electric-assist bike (e-bike) allows you to ride up to 32km/h. Its motor, with a maximum pedal power of 500 watts, only assists while you pedal—this is pedal-assist, not automatic propulsion.
An e-bike is ideal if you:
Ride mainly in urban areas or on bike paths
Take short to medium commutes
Want a lightweight, cost-effective, and eco-friendly transportation option
Wish to avoid traffic when running errands and simplify parking
Prefer alternatives to public transit for better flexibility
Learn more in our guide: 10 frequently asked questions about electric bikes.
E-bike regulations
To ride legally, you must meet the following conditions:
Must be at least 14 years old
Riders under 18 need a Class 6D licence
Must wear a regulation-compliant bike helmet
Must follow the Highway Safety Code
Avoid highways
Electric bike features
An electric-assist bicycle is defined by the following features:
500W max mid-drive motor with various types depending on the model
Lightweight aluminum frame
Rechargeable e-bike battery mounted on the frame or under the rear rack
On/off safety system
No registration required
Electric bikes don’t need to be registered. Opt for disc brakes—hydraulic ones offer better performance, especially downhill or on wet roads.
Popular types of electric bikes
Depending on your use, you’ll find different a wide range of EABs:
Hybrid Electric Bike: Great for urban commuting, robust with wide tires and straight handlebars.
Road Electric Bike: Designed for longer rides and hills, lightweight and ergonomic with narrow tires and curved handlebars.
Mountain bikes with electric assist for off-road versatility
Choose based on comfort, battery life, and safety features like disc brakes, frame quality, lights, and racks.
Scooter or moped: Faster but more regulated
A scooter is ideal if you:
Travel longer distances
Ride on city streets at higher speeds
Want a motorized solution that’s more compact than a motorcycle
Scooter regulations
To be allowed to ride a scooter, certain rules apply:
Must be at least 14 years old (with parental consent) and hold a valid Class 6D licence
Must complete a driving course (mandatory for those without a Class 5 licence)
No passengers allowed under age 16
Zero alcohol tolerance under age 22
Must wear a motorcycle helmet
Protective clothing is strongly recommended
Scooter features
A scooter typically includes:
Gas engine (max 50cc) or electric motor
Automatic transmission
Transport Canada compliance label
Mandatory scooter registration
Road use only
Electric bike vs scooter comparison
Criteria | Electric Bike | Scooter |
---|---|---|
Max Speed | 32km/h | 70km/h |
Licence | 6D if under 18 | Classes 5, 6A, 6B, 6C, or probationary |
Registration | Not required | Required |
Insurance | Not mandatory | Scooter insurance recommended |
Helmet | Bike helmet required | Motorcycle helmet required |
Best For | City, short trips | Roads, longer commutes |
Insurance for scooters and e-bikes
Whether you ride a moped or an electric bicycle, it’s important to understand what’s covered by the Société de l’assurance automobile du Québec (SAAQ).
In road accidents involving a moving car, SAAQ covers bodily injuries. However, it does not cover falls or collisions with stationary objects (e.g., poles, parked cars) for e-bike users.
Important details:
Own an e-bike? Your home insurance may cover theft. Adjust your coverage limit if needed. It also protects you from legal claims if someone is injured in a bike accident you cause.
Own a scooter? Liability insurance isn’t mandatory but is highly recommended. Comprehensive coverage protects against vandalism, property damage, or theft. Personal accident insurance typically covers incidents involving mopeds or scooters under 125cc.
Contact your insurer to learn more about your options and get the right coverage for your vehicle.
Moped and scooter rental abroad: What the SAAQ covers
SAAQ coverage includes bodily injuries sustained while riding a scooter or moped anywhere in the world.
However, each country has its own laws regarding liability and property damage. Some require special permits. To avoid issues:
Choose a reputable rental company
Learn local traffic laws
Take out the right travel and liability insurance
Carry an International Driving Permit (available via CAA-Quebec)
What to know about electric scooters
Thinking of using an electric scooter for city travel? Until 2026, a pilot project allows their use on public roads with a 50km/h speed limit and on bike paths.
Check your local regulations before riding. You must follow the electric scooter laws of the Highway Safety Code. Always wear a helmet—even at low speeds, falls can cause serious injuries without proper protection.
Electric bike vs. scooter: Key takeaways
If you mostly ride in the city and take short to medium trips, an e-bike is practical, energy-efficient, and economical. For faster commutes on public roads, a scooter may be more suitable—provided you have the right licence and insurance.
In all cases, road safety comes first. Obey traffic signs, wear your helmet, and consult your insurer to avoid surprises.

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