Inventory of your property

How much do you estimate the total value of your property to be? To answer this question, you need to proceed from room to room and describe everything in them, using our worksheet.

Why keep an inventory of your property?

Whether you are a homeowner, co-owner or tenant, it’s always a good idea to take out home insurance, which normally includes coverage for your property as well as a civil liability clause.

The main benefit of an inventory is that it will simplify things if ever you need to make a claim for losses, such as water or fire damage, theft, etc.

How to make an inventory of your property?

Proceed from room to room and describe everything in them, including as much information as possible. This list will allow you to establish the value of your goods fairly accurately and, in turn, to determine the amount of coverage you need from your insurer. You own collectible, works of art, jewelry or other specials items of great value that might require additionnal protection? Contact your Home insurer.

We recommend that you estimate the “as-new” value of all your goods; that is, what it would cost to replace them at today’s prices, taxes included. To help you draw up your inventory, CAA-Quebec’s residential advisors have prepared a list.

Download the property inventory

Take pictures and videos of your property 

Make a visual inventory of your property. Not only will this visual checklist reduce the risk of forgetting something, it can also provide valuable evidence in the event of a home insurance claim following a burglary, flood, fire, or any other loss. 

Take a tour of your home and snap close-up shots of any valuable objects, collections and electronic equipment (such as a home theatre system). The entire house must be examined: 

• furniture and equipment in every room 

• kitchen cabinets 

• cupboards and shelving 

• teleworking station 

• garage 

• and even the garden shed! 

How to safely store the inventory of your property? 

Once you’ve completed your inventory, store it in a safe place, whether digitally in the cloud or as a hard copy located outside your home (in a safety deposit box or at a relative’s). Attach your invoices, warranties, makes, models, serial numbers, photos, and videos. 

Acquiring a new, valuable good? Add it to the list, together with pictures.