Car insurance: Who determines which party is at fault in an accident?

(Musical background and cartoons throughout the video. Text always displayed on screen, no spoken word or narration.) 

(Business card in a hand, with logos of the Groupement des assureurs automobiles and CAA-Quebec.) 

(Young man scratches his head, wondering.) 

Questions we ask ourselves to feel we can drive with confidence 

(Young man shrugs and raises a hand in a gesture of cluelessness.) 

Question #412 

(Crash scene, the young man is flanked by a policewoman and the other driver. Police siren.) 

Who determines whether I’m responsible when I’m in a collision with another car? 

(Young man next to policewoman.) 

Your insurer does. 

Not the police! 

(The policewoman vanishes as if by magic.) 

(A CAA-Quebec advisor and a Groupement des assureurs automobiles advisor arrive near the young man.) 

Always there to answer your questions 

(Logos of the Groupement des assureurs automobiles and CAA-Quebec.) 

For more information 

caaquebec.com