Car insurance: Who pays when the insured isn’t at fault?

(Musical background and cartoons throughout the video. Text always displayed on screen, no spoken word or narration.) 

(Business card in a hand, with logos of the Groupement des assureurs automobiles and CAA-Quebec.) 

(Young man scratches his head, wondering.) 

Questions we ask ourselves to feel we can drive with confidence 

(Young man shrugs and raises a hand in a gesture of cluelessness.) 

Question #28 

(Tow truck transporting a wrecked car. Faint rumbling of engine.) 

I’m not responsible for the accident. Who’ll pay for the damage to my car? 

(The tow truck stops in front of a garage. Braking noise.) 

In Quebec, your insurer compensates you 

(Surprised man, mouth open and hands raised.) 

even if you aren’t responsible! 

(A CAA-Quebec advisor and a Groupement des assureurs automobiles advisor surround the young man.) 

Always there to answer your questions 

(Logos of the Groupement des assureurs automobiles and CAA-Quebec.)  

For more information 

caaquebec.com