Annual Plan

Emergency medical care

You’re covered in the event of an accident or medical issue abroad. Multiple choices of maximum duration for your stays abroad are offered: 4, 8, 15 and 30 days. 

• Up to $5,000,000 in emergency medical care 

• Emergency dental care 

• COVID-19 coverage¹ 

• Access to a doctor from wherever you are (telemedicine or hotel visit)² 

• Subsistence allowance  

• Child allowance when a parent is hospitalized (childcare, repatriation with an adult chaperone, etc.) 

• Return of your vehicle (unlimited) and baggage 

• Pet care (veterinary care in an emergency, boarding, and repatriation) 

• Allowance following repatriation to Canada 

• And much more 

Package Plan

The most comprehensive insurance coverage. It includes emergency medical care, trip cancellation and interruption, and baggage and travel accident coverage. Multiple choices of maximum duration for your stays abroad are offered: 4, 8, 15 and 30 days. 

• Emergency medical care (up to $5,000,000)  

• Cancellation with a choice of amounts of $2000, $3000, $4000 or $5000 

• Trip interruption (unlimited amount) 

• Lost, vandalized or damaged baggage (up to $1500) 

• Replacement of essentials if your baggage is delayed for 10 or more hours  

• Travel Accident Insurance in case of death or dismemberment (up to $100,000) 

• Replacement of important documents: lost or stolen passport, driver’s licence, visa, or birth certificate  

• Coverage valid anywhere in the world for one whole year, even in Quebec³ and regardless of the number of trips 

• One application gets you a whole year of coverage 

• Multiple options for maximum length of stay abroad (4, 8, 15, and 30 days) and unlimited-period coverage for travel in Canada 

• Multiple options for cancellation increments ($2000, $3000, $4000, and $5000) 

• Easy, fast, and inexpensive coverage extension if one of your trips exceeds the maximum 

• 24-hour worldwide travel assistance  

• Affordable price and numerous discounts, including 10% off for members

At home 

You’re entitled to 4 free virtual emergency medical assistance services (telemedicine) over the course of the year.⁴ Get easy access to a doctor by phone or videoconference if you have a minor medical issue. 

On vacation in Quebec

Get reimbursed for expenses RAMQ doesn’t cover, like ambulance costs, airfare, single hospital rooms, and more. A doctor can even come to your location at no extra charge.² 

Elsewhere in Canada

You’re insured for all Canadian travel, with no maximum duration. Even if you only have 4 days of coverage, you’ll be covered for a 2-month trip to Alberta. No need to extend your policy! 

Travel abroad

Enjoy 24/7 travel assistance services, reimbursement of eligible emergency medical fees, repatriation, and many other benefits, including access to a doctor online or at your hotel.